Best HMO Mortgage Rates

Best rates for HMO licensable properties

HMO mortgage rates from 2.84%, with £199 arrangement fee at 60% loan to value Best overall rate, taking in to account the product fees. These are the correct at time of 24/6/2014

85% loan to value

  • 5.99% Discounted for 2 years, with 2.5% arrangement fee
  • Available to first time landlords
  • No Early Redemption from day 1

80% loan to value

  • 5.39% Discounted for 2 years, with 2.5% arrangement fee
  • Available to first time landlords
  • No Early Redemption from day 1

75% loan to value – 5 tenants max on single tenancy

  • 3.99% Fixed for 2 years, with £995 arrangement fee
  • First time landlords acceptable
  • £250 cash back & 10% over payments allowed

70% loan to value – over 5 people with

  • 4.85% Discounted for 5 years, 1.75% arrangement fee
  • FREE valuation cost via Vincent Burch.co.uk
  • Only tied in for 2 years, no ERCs thereafter

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